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Terms of use for TAXBANANA.COM

The following website terms and conditions (these “Terms of Use”), together our Privacy and Cookies Policy (our “Privacy Policy”) set out the terms on which you may make use of this website.

If you do not want to agree to or accept these Terms of Use, please do not use this website.

In these Terms of Use, references to: "our website" are to this website located at www.taxbanana.com; “you” and “your” are to you, the website user; “we”, “us” and “our” are to Taxbanana.com Limited.

We reserve the right to update or amend these Terms of Use. Any such updates will be brought to your attention on this page or, where appropriate, elsewhere on our website. You are expected to check this page from time to time to take notice of any changes we made and you will be deemed to have agreed to the updated Terms of Use when you next use our website following any such update.

1. Information about us

www.taxbanana.com is a website operated by Taxbanana.com Limited.  We are a limited company registered in England and Wales under company number 07958679 and have our registered office at Unit 29, Carlisle Enterprise Centre, James Street, Carlisle, Cumbria CA2 5BB.

Our email address, should you need to contact us in relation to these Terms of Use, is info@taxbanana.com.

2. Accessing our website

Access to our website is permitted on a temporary basis, and we reserve the right to withdraw or amend the information or service we provide on or via our website without notice. We will not be liable to you or any third party in any way whatsoever if for any reason our website is unavailable or otherwise interrupted at any time or for any period.

From time to time, we may restrict access to some parts of our website, or our entire website, to users.

You are responsible for maintaining your own internet connection and making all other arrangements necessary for you to have access to our website.  You are also responsible for ensuring that all persons who access our website through your internet connection are aware of these Terms of Use, and that they comply with them.

3. Your use of our website, including your contribution of any material to the website

You may use our website only for lawful purposes. You may not use our website:

  1. in any way that breaches any legal or contractual obligation upon you, or infringes our rights or the rights of any third party;
  2. to send, knowingly receive, upload, download, use or re-use any material in a way which does not comply with these Terms of Use;
  3. to transmit to or from our website any material which may:
    - be defamatory or cause annoyance or inconvenience to us or to any third party; and/or
    - damage our reputation or the reputation of any third party.
  4. to transmit, or procure the sending of, any unsolicited or unauthorised advertising or promotional material or any other form of similar solicitation (spam).

You agree that any material you upload to our website will be considered non-confidential and non-proprietary, and we have the right to use, copy, distribute and disclose to third parties any such material for any purpose.

You also agree:

  1. not to reproduce, duplicate, copy or re-sell any part of our website or the information made available on it in contravention of the provisions of these Terms of Use; and
  2. not to access without authority, interfere with, damage or disrupt:
    - any part of our website;
    - any equipment or network on which our website is stored; or
    - any software used in the provision of our website.

4. Our rights

If you breach or appear to breach these Terms of Use, we will (without limitation) have the right to:

  1. immediately, temporarily or permanently withdraw your right to use our website or any website related services;
  2. immediately, temporarily or permanently remove any comment or other material uploaded by you to our website;
  3. issue of a warning to you;
    - take further legal action against you; and
    - report the activities which caused the breach or apparent breach, and disclose any further relevant information to such third parties as is reasonably necessary, provided any such action complies with our Privacy Policy.

Where you breach these Terms of Use we shall also have the right to be reimbursed by you for all costs, damages and losses we incur, whether directly or indirectly, arising out of or in connection with your breach.

5. Intellectual property rights

Except where we indicate otherwise, we are the owner or the licensee of all intellectual property rights in our website, and in the material published on it.  Those works are protected by copyright laws and treaties around the world.  All such rights are reserved.

You may print off one copy, and may download extracts, of any page(s) from our website for your personal reference and you may draw the attention of others within your organisation to material posted on our website.

You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

Our status (and that of any identified contributors) as the authors of material on our website must always be acknowledged.

You must not use any part of the materials on our website for commercial purposes without obtaining permission from us.

If you print off, copy or download any part of our website in breach of these Terms of Use, your right to use our website will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

6. Material available on or received in connection with our website cannot be relied upon.

All material, of any nature, which is available from or via our website is provided for general information purposes only and does not constitute financial, tax, investment or other advice or a recommendation or endorsement by use in relation to any product or service referenced on our website.

The information, content and materials displayed on or made available via our website are provided without any guarantees, conditions or warranties as to its accuracy or completeness. Any of the material on our website may be out of date at any given time, and we are under no obligation to update such material.

You acknowledge that any reliance on material found on or via our website will be at your own risk and that you should seek independent financial, tax and/or investment advice as required to the accuracy and interpretation of any material on this site which you wish to use.

7. Exclusion of liability

Subject to section 7.2, we expressly exclude:

  1. all conditions, warranties, representations and other terms which might otherwise be implied by statute, common law or the law of equity; and
  2. all liability for any claim, loss, demands, costs or damages of any kind whatsoever (whether such claims, loss, demands, costs or damages were foreseeable, known or otherwise) and whether arising in tort (including negligence), contract or otherwise, arising out of or in connection with:
    - your use of our website, including the transmission of your personal data through our website;
    - the information, content or materials included on or made available via this website and/or in any communication from us to you; and/or
    - any action we may take in accordance with section 4,

    including without limitation any indirect or consequential loss or damage; loss of actual or anticipated profits (including loss of profits on contracts); loss of revenue; loss of business; loss of opportunity; loss of anticipated savings; loss of goodwill; loss of reputation; loss of damage to or corruption of data or information; loss or damage to hardware or software; or pure economic loss, in each case whether such loss or damage arises directly or indirectly.

Nothing in these Terms of Use excludes or limits our liability for:

  1. death or personal injury caused by our negligence (or that of our employees, agents or directors); or
  2. fraud or fraudulent misrepresentation; or
  3. any liability which may not be limited or excluded by law.

8. Information about you and your visits to our website

To understand how we process information about you, please read our Privacy Policy.

9. Viruses, hacking and other offences

You must not misuse our website by knowingly introducing viruses, trojans, worms, logic bombs, time-bombs, keystroke loggers, spyware, adware or any other harmful programs or similar computer code designed to adversely affect the operation of any computer software or hardware or other material which is malicious or technologically harmful.

You must not attempt to gain unauthorised access to our website, the server on which our website is stored or any server, computer or database connected to our website. In doing so, you may be committing a criminal offence under the Computer Misuse Act 1990.

10. Linking to our website

You may link to our homepage, provided you do so in a way that is fair, legal and authorised by the website owner and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.

Our website must not be framed on any other website, nor may you create a link to any part of our website other than the home page. We reserve the right to withdraw linking permission without notice.

If you wish to make any use of material on our website other than that set out above, please email the address given above.

11. Links from our website

Where our website contains links to other websites and online resources provided by third parties, these links are provided for your information only. Such use is not covered by these Terms of Use.

We have no control over:

  1. the contents of such websites or resources; or
  2. the terms of use or privacy and cookie policies of such websites,
  3. and we do not accept for any liability for any costs, loss or damage that you may suffer or incur through the use of such websites.

12. Jurisdiction and applicable law

These Terms of Use and the Privacy Policy and any non-contractual obligations arising out of or in connection with them are governed by and construed in accordance with the law of England and Wales.

Subject to sections 12.3, the courts of England and Wales shall have exclusive jurisdiction to settle any dispute or matter of difference that may arise between the parties arising out of or in connection with these Terms of Use and/or the Privacy Policy.

Nothing in this section shall prejudice any rights you may have as a consumer to bring a claim in the jurisdiction where you are domiciled. Nothing in this section shall prejudice our right to bring a claim against you in the jurisdiction where you are domiciled.

13. Your concerns

If you have any concerns which relate to our website or these Terms of Use, please contact us either by email or in writing at the addresses given above.

TaxBanana.com is here to provide you with FREE independent tax information to help you save money and pay the right amount of tax. TaxBanana.com does not provide tax advice and the information provided is to help give people a better understanding and does not constitute tax advice.

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